Fha Variable Income Guidelines 2025. Updates to fha loan limits for 2025 the fha loan limits for 2025 reflect adjustments based on fluctuations in housing markets nationwide. Underwriter discretion allowed when borrower has less than 2.

“verifiable income” can be used, which means the lender. The section that includes these guidelines states that the lender is responsible for examining earnings from the home loan applicant’s “primary.